Increasing Options Microloans

Lending is a primary service of The Abilities Fund. As the leading microloan program in the US specializing in loans to businesses owned by individuals with disabilities, The Abilities Fund has loan capital* from $500 - $25,000 available to qualified individuals through our partner, Accion USA. For individuals that do not have adequate collateral, The Abilities Fund will secure the loan with Accion USA or any other lender of choice for up to $5,000.

The following items from the Loan Application Packet must be completed in order to apply for a loan. The Informed Choices application must be completed first prior to the applicant being provided the loan application and other documents. Please click on the Informed Choices Application link below to begin the process.

Abilities Fund Loan Application
Cosigner Application
Business Plan Guide
12 Month Cash Flow Projection Sheet
Personal Income/Expense Sheet

For more information, please contact us at loans@abilitiesfund.org or call 888.222.8943, ext 225.

Please note that business activity that includes weapons sales, real estate development, money lending or financing, multi-level marketing programs, illegal or polluting activities, or adult businesses are not eligible uses of loan funds.

* The states of Arkansas, Kentucky, Nevada, North Dakota, Wyoming do not participate in the Disability Program Navigator initiative. Consequently, The Abilities Fund cannot provide a loan guarantee for individuals in those states.